How secure is your business in the digital world?
Every entrepreneur strives for complete security of their operations and information. But can you be sure that all aspects of cybersecurity have been considered? The virtual environment for doing business is evolving at an incredible rate, opening up new opportunities for UK businesses and improving access to the global marketplace. However, increasing digital presence also brings risks.
Today, technology, from data collection software to artificial intelligence, is changing the way work is approached and organized, but with it comes increasing threats. Increased digitalization requires a special focus on cybersecurity.
In this respect, Payver stands out as an advanced payment service that integrates the latest security measures, including PCI DSS Level 1 certification — the global data protection norm for payment companies. This ensures that customer and user data is reliably protected.
What is PCI DSS certification?
PCI DSS (Payment Card Industry Data Security Standard) is an international security standard developed by leading payment market companies such as Visa, Mastercard, American Express, Discover, and JCB. With the high risks of data breaches and cyber fraud, a set of mandatory requirements for payment data protection was created to ensure the security of every transaction. This standard is mandatory for all payment card organizations: if you accept, transmit or store card data, you must comply with PCI DSS requirements.
PCI DSS Certification Levels
PCI DSS certification has four levels, which are based on annual transaction volume:
- Level 1: more than 6 million transactions per year — includes the highest requirements and applies to companies such as Payver.
- Level 2: 1 to 6 million transactions per year.
- Level 3: 20,000 to 1 million transactions per year.
- Level 4: less than 20,000 transactions per year.
Payver is Level 1 certified, which confirms compliance with the best international security standards. This means that Payver’s security system is independently audited and meets more than 300 criteria, including strict requirements for data encryption, access control, and regular security checks. This approach ensures maximum protection of user data and increases trust in the platform.
Tips for reliable data protection
Small and medium-sized enterprises (SMEs), especially those handling online payments, must pay increased attention to cybersecurity. Striving for PCI DSS Level 1 compliance helps not only protect customer data but also maintain customer trust.
Regular training of employees.
Cybersecurity standards and legal requirements are constantly changing, so it’s important that employees are aware of all updates. Training with gamification or interactive methods can help them better remember and apply security rules.
Implementation of multifactor authentication (MFA).
Multifactor authentication adds an additional layer of protection by requiring employees to prove their identity when accessing sensitive data. This measure reduces the risks of unauthorized access and increases overall security.
Establishing clear security processes.
Develop clear protocols for all aspects of security, from removing access for terminated employees to regularly changing passwords. Each process should be documented and assigned a responsible person to monitor and enforce.
Delegation of safety tasks.
When a company's resources are limited, hiring certified security experts is a smart decision for confidence in data protection. Partnering with PCI DSS professionals allows you to focus on your core business objectives by trusting cybersecurity to proven experts.
Use of reliable payment solutions.
Choosing a secure platform like Payver, which is PCI DSS Level 1 compliant, ensures that all payments and sensitive customer data are protected. This ensures that your customers can be confident that their data is secure with every payment.
In today's world of digital security, PCI DSS Level 1 compliance is a strong defense for both businesses and their customers.
With Payver, you can rest assured that your financial transactions are secure and focus on company growth by trusting certified professionals to take care of your data
